Title insurance biz 'highly concentrated' 
News analysis: LandAmerica's demise may undermine competition
By Matt Carter, Monday, December 22, 2008.According to accountant and author Steven Bragg, one tool the Department of Justice uses to assess whether mergers and acquisitions will result in a potentially anti-competitive concentration of market share is the Herfindahl-Hirschman Index, or HHI. The basic calculation ain't rocket science: You square all of your major players' market shares, and add them up.
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