The Church of the Palms discovered extensive mold damage in one of its buildings, which is insured under an all-risk policy with the Cincinnati Insurance Co.
According to the policy, "The Church is covered by an all-risk policy, which excludes losses caused by rust, corrosion, fungus, decay, deterioration, hidden or latent defect or any quality in property that causes itself to damage or destroy itself or for losses resulting from faulty, inadequate or defective design, specifications, workmanship, repair, and construction."
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